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Manage Financial Risk in Retirement

At West Advisory Group, we’ll help you mitigate your financial risk in retirement, manage financial risk with our personalized strategies, and maximize your retirement income distribution that allows you to live on your terms.

Ensuring that your investments pay off in retirement demands risk. Too much risk could result in losses that leave you stressed about your finances. Too little risk and you could end up in the same predicament. How much risk is enough?

What you need is a trusted, experienced partner to help you manage financial risk in your retirement


At West Advisory Group, we believe that knowing how to manage financial risk is an integral part of sound financial planning. It’s a careful balance of understanding what level of risk you’re comfortable with and how much risk is appropriate when considering your overall financial picture.

A financial advisor’s job is to help you find the right balance between risk and growth. Some risk is inevitable, especially if you want to grow your investment portfolio, but it’s important to make sure that you are mitigating financial risk so that it doesn’t backfire.

With our team at your side, you’ll learn how to make smart and calculated investment risks, allowing you to feel confident in your portfolio and financial plan. We teach you how to diversify your portfolio, choose investment options with low risk, and invest a reasonable amount in high-reward options. Together, we can show you the benefits of a diverse and well-planned investment strategy.

Our process-driven approach leads to sound financial planning for retirement

At West Advisory Group, we are committed to bringing a process-driven approach to each client’s situation, while incorporating innovation and new ideas at every step along the way.

Our advisors offer a one-stop-shop for all aspects of retirement planning with strategies for those who are ready to move from the accumulation phase of life into the distribution phase.

Here are some of the retirement risk management topics we cover with many of our clients, that we would be happy to go over with you.

  • What are time-tested risk management strategies for weathering market declines and economic instability?
  • Do you have enough of a financial cushion should your situation change due to a layoff, job change, incapacity, or any other unforeseen possibility?
  • What is the definition of financial risk and how does it affect your current financial plan?
  • What uncertainties, important to you, should be considered during the risk management financial planning process.
  • What are the different types of risk investment?
  • What are ways to safeguard income and assets against unexpected losses?
  • What tools can be used at home to help with risk assessment?
  • How do I manage my financial risk before I retire?
  • How does risk management fit in with retirement planning?
  • What are the risks associated with retiring too early or too late?

Manage your Financial Risk in Retirement with Confidence

Many people are worried about the risks associated with their long-term health, their life insurance plans, and whether their established investments and financial plans will protect them the way they hope. 

Our team at West Advisory Group will do an extensive review of your retirement plan to determine your current risk. We scrutinize all aspects of your retirement to help you mitigate your financial risk.

Our retirement planning and risk management specialists will work closely with you to address your questions and concerns.

Once we know what your personal situation is, we can create a customized strategy to protect your finances over the long term.

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We partner with you to create a retirement risk management strategy for your personal financial goals.

Personalized Service

At the West Advisory Group, we do things a little differently than at large wire-houses or broker-dealers.


Rather than fit clients into a pre-designed mold or portfolio, we craft our strategies to fit your unique needs and get to know you and your financial goals before making any recommendations.

Fully Customized to you

We offer a customized approach to financial and retirement planning in an effort to make you feel confident that we aren’t just offering you the same cookie-cutter plan everyone else gets.

Our developed process is completely objective and customized, meaning that you'll get a personalized strategies to meet your specific, financial needs.

Mission to educate

We strive to fully inform clients so they can make the best financial decisions. we've made it our mission to educate our clients on their financial decisions.


Financial literacy is our goal and we believe that honesty, transparency, and constant communication helps build meaningful, long-lasting relationships.

Acting in your Best Interest

As a Fiduciary, we focus on serving you. We don’t try to sell you financial products or force unproven investment ideas on you.

We serve you and you alone, making financial recommendations that are always in your best interest.

You’ve worked hard for what you’ve earned, and we want to help you protect that.

As a fiduciary, we always act on your best interest with your financial goals in mind. Whether you’re retired, semi-retired, or retirement is still some years away, you can reduce your risk in retirement by asking your risk management specialist key questions.

Our risk management specialists and retirement professionals will go over your personal situation with you in detail, and we encourage you to bring us your questions. We believe in sharing information freely to help you make the best decisions for you and your family.

Our Risk Management in Retirement Resources

At West Advisory Group, we’ve made it our mission to take complicated financial topics, take out the industry jargon, and present it so you and your family can make informed decisions about your financial future. WAGU is our passion project to make financial literacy a reality for every family. 

Take a look at some of our risk management in retirement resources below.

How to Navigate a Down Market

The stock market itself has a natural life cycle that — like life itself — is destined to encounter peaks and valleys. It’s important to remember that we have been in similar circumstances before; we will be there again; and in between, we will experience more periods of economic and investment prosperity.

In this guide, we’ll take a macro-look at what’s going on in the market and general guidelines for down market moves.

WAGU: Your Retirement Education Hub

Here at West Advisory Group, we believe that financial literacy is the key to a great, fulfilling retirement, and is integral to building successful legacies throughout our communities.

WAGU was designed to be your one-stop shop for all of your up-to-date resources on topics that are integral to your retirement. And our library is always growing.

Our team's ready to help

Want to see how we can help you with your retirement planning? Send us a message in the form below.