Income Planning

Reliable and unreliable income - what’s your balance? All the money you’ve saved over your working years - is it enough to support you through your entire retirement?

At West Advisory Group, we’ll partner with you to create a personalized income strategy for retirement, explore all income options for a financial plan that works for you, and maximize your retirement income distribution that allows you to live on your terms.

What You Need Is A Trusted, Experienced Partner To Help You With Your Income Planning for Retirement

Identifying and prioritizing what matters most to you is all part of building trust - the more we understand your financial situation and life goals, the deeper our level of advice. 

As part of your income planning strategy, we work with you to put together an income analysis that details your cash inflows and outflows.

Our team will take a detailed look at your Social Security benefits, pensions, IRA distributions, retirement savings, assets, and everything else you have to provide you with a personalized strategy that is customized to you.

Once we have a clear picture of your financial standing, we’ll be able to set up a personalized income plan for your retirement.

As part of our signature process, you’ll partner with our experts to create a personalized income strategy flexible enough to change along with you.

Our process-driven approach leads to sound financial planning for retirement

At West Advisory Group, we are committed to bringing a process-driven approach to each client’s situation, while incorporating innovation and new ideas at every step along the way.

Our advisors offer a one-stop-shop for all aspects of retirement planning with strategies for those who are ready to move from the accumulation phase of life into the distribution phase.

Here are some of the retirement income topics we cover with many of our clients, that we would be happy to go over with you.

  • At around what age would you like to retire?
  • What sum might you need upon retirement to be able to enjoy the lifestyle you’re accustomed to?
  • What investment options might work best to get you to your goals in a sustainable manner?
  • What's the retirement income average? Is it right for me?
  • Are you interested in income planning for other types of expenses, such as putting your kids through college, paying for a wedding, taking a once-in-a-lifetime trip, or launching a side business, for example?
  • Is there an income strategy that might work best for you in your particular set of circumstances?

It’s time for a confident income planning strategy for your retirement

Providing you the freedom to focus on what truly matters starts with understanding where you are today and your future financial goals. 

An income planning strategy provides the framework for your wealth, giving you a point of reference that outlines how you intend to meet your financial goals.

Our team contextualizes, learns what matters to you, and tailors your plan to incorporate your assets, debts, income, and your cash flows. 

Income plans can evolve, so whether it’s your own life events, changing tax policies or market conditions, we constantly adapt to keep your strategy aligned to your goals - partnering with you each step of the way. 

Many people feel they need to change their lifestyles once they retire, but we do our best to make sure that it doesn’t have to happen for you. Your personalized income strategy from West Advisory Group is flexible enough to change along with you.


We partner with you to create income planning strategies for your personal financial goals.

Personalized Service

At the West Advisory Group, we do things a little differently than at large wire-houses or broker-dealers.

Rather than fit clients into a pre-designed mold or portfolio, we craft our strategies to fit your unique needs and get to know you and your financial goals before making any recommendations.

Fully Customized to you

We offer a customized approach to financial and retirement planning in an effort to make you feel confident that we aren’t just offering you the same cookie-cutter plan everyone else gets.

Our developed process is completely objective and customized, meaning that you'll get a personalized strategies to meet your specific, financial needs.

Mission to educate

We strive to fully inform clients so they can make the best financial decisions. we've made it our mission to educate our clients on their financial decisions.

Financial literacy is our goal and we believe that honesty, transparency, and constant communication helps build meaningful, long-lasting relationships.

Acting in your Best Interest

As a Fiduciary, we focus on serving you. We don’t try to sell you financial products or force unproven investment ideas on you.

We serve you and you alone, making financial recommendations that are always in your best interest.

You’ve worked hard for what you’ve earned, and we want to help you protect that.

As a fiduciary, we always act on your best interest with your financial goals in mind. Whether you’re retired, semi-retired, or retirement is still some years away, you can be prepared with an income planning strategy by asking our professionals key questions.

Our retirement professionals will go over your personal situation with you in detail, and we encourage you to bring us your questions. We believe in sharing information freely to help you make the best decisions for you and your family.

WAGU: Your Retirement Education Hub

Here at West Advisory Group, we believe that financial literacy is the key to a great, fulfilling retirement, and is integral to building successful legacies throughout our communities.

WAGU was designed to be your one-stop shop for all of your up-to-date resources on topics that are integral to your retirement. And our library is always growing.

Our team's ready to help

Want to see how we can help you with your retirement planning? Send us a message in the form below.