Is AI Really Cutting Jobs or Just Taking the Blame?

The unsettling story of 2026 is easy to tell: artificial intelligence has arrived, companies are becoming more efficient, and white-collar jobs are disappearing. There is truth in that story. There is also a great deal it leaves out. According to Challenger, Gray & Christmas, employers cited AI in 112,713 announced job cuts through July, representing …

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The Great Disconnect: Strong Markets, Stretched Households

On the surface, the American consumer appears resilient. On August 4, 2026, the S&P 500 closed at 7,736.52, and the Dow Jones Industrial Average closed at 54,085.88; the May 2026 unemployment rate was 4.3%, and first-quarter 2026 corporate profits remained elevated. Household sentiment told a different story. The University of Michigan’s preliminary May 2026 Index …

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Money Mistakes that Young Professionals Make

As you enter the workforce and start to earn a regular income, it’s easy to get carried away with newfound financial freedom. However, this can often lead to costly money mistakes that can have long-lasting consequences. Here are some common money mistakes that young professionals often commit. Overspending and Living Beyond Means One of the …

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Keeping On Top of Your Credit Rating

The use of credit in today’s world is pervasive. People charge meals in restaurants and purchases in boutique shops, pay for appliances on the installment plan, obtain loans to buy homes and automobiles, take vacations, and pay for schooling. These are just a few examples of how we use credit on a day-to-day basis. Now, …

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Six Ways a Budget Can Help Boost Savings

At some point in your life, you probably have heard about budgeting to save money and about the importance of developing a budget. But, why is a budget so important? Perhaps you simply spend what you must and save whatever’s left over. Or, perhaps you spend all you have and borrow or charge anything else …

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